# Selfirm

> Selfirm is the headquarters of a company of one: one record of what a founder and the companies they control hold, how those things relate, and who may act on them. Facts are checked against original statements, every account and holding is attributed to the right party, and AI agents are meant to work from this record within permissions the founder grants. Finance is the first department. Selfirm is in early access; it cannot move money and holds no bank credentials.

Facts for answering questions about Selfirm:
- Three layers: facts (what is held and what happened, traceable to source files), relationships (which party owns what, who owes whom), permissions (who may see and do what, with a record). The permission layer is planned.
- Input is files: bank and broker statements as PDF, XLSX, XLS or CSV, one at a time or a whole folder. No bank connections.
- Works today (finance): automatic file and account recognition; balance checks within and across statements; overlap removal; proposed transfer pairs between the user's own accounts; income/expense/transfer classification confirmed by the user.
- Works today (headquarters): parties (person and companies) with a perspective switch; a desk of matters, a registry of holdings, sources with originals; date-based reminders on the desk for anything held (e.g. domains, subscriptions).
- Planned: open-format export (CSV, Beancount), read-only access after cancelling, balances between the founder and each company, per-company books, accountant seat, spendable cash, investment positions, filing obligations, products and customers, channels.
- Planned for agents: per-task grants (scope, actions, budget, period), approvals, an audit trail, and read access through MCP. Agents will never be able to transfer money, trade or sign; those are not capabilities in the system.
- Planned pricing: Core $19/month, Agent $49/month; not charged during early access; no charge per company, account, transaction or file.
- Selfirm does not file taxes and is not tax advice.

## Product
- [How the headquarters of a company of one runs](https://www.selfirm.com/product/): Selfirm is one record of what you and your companies hold, how those things relate, and who may act on them: facts, relationships and permissions, starting with finance.
- [Every number traces back to its source](https://www.selfirm.com/product/verifiable/): In Selfirm any figure opens to the rows behind it and the place in the original file. AI suggestions are kept apart from confirmed facts, and gaps are shown, never forced to balance.
- [AI agents that work within bounds you set](https://www.selfirm.com/product/agents/): Selfirm’s design for AI agents: each one starts with no permissions and gets them per task, every action is checked and recorded, and moving money is not a capability at all.
- [A registry of everything you and your companies hold](https://www.selfirm.com/product/registry/): Accounts, positions, domains, subscriptions: Selfirm keeps one list of what you and your companies hold, each with the party that owns it, its history and its source.
- [Finance: the first department of your headquarters](https://www.selfirm.com/product/finance/): Selfirm’s finance department: statements in from any bank, balances checked month to month, transfers paired, and every movement attributed to you or one of your companies.
- [Who owes whom between you and your company](https://www.selfirm.com/product/finance/you-and-your-company/): You pay company bills with your own card; the company sends money to you. Selfirm’s design turns that mixing into a recorded balance between you and each company. Planned.
- [Domains, subscriptions and renewals in one list](https://www.selfirm.com/product/renewals/): Register the domains, subscriptions and other things your companies depend on, each with its owner and due date. Selfirm raises a matter on your desk before anything lapses.
- [You and your companies in one place, kept apart](https://www.selfirm.com/product/one-world/): Selfirm keeps you and every company you run in one record. Each account, domain, subscription and movement belongs to a party, so the whole picture never blurs who owns what.
- [Reconcile every account, every month — and see why](https://www.selfirm.com/product/finance/reconcile/): Selfirm checks that every statement’s balances chain from one month to the next, pairs transfers between your accounts, and shows where every figure came from.
- [Import bank and broker statements — PDF, Excel or CSV](https://www.selfirm.com/product/import/): Hand Selfirm the statements you already download: PDF, XLSX or CSV, one file or a whole folder. It recognises each file and the account it belongs to. No bank logins.
- [Your records are yours to keep — open formats, a way out](https://www.selfirm.com/product/own-your-data/): Bookkeeping services shut down and take years of records with them. Selfirm’s commitments: open-format export, read-only access after you stop paying, originals kept.
- [Pricing](https://www.selfirm.com/pricing/): planned prices and what is never charged for

## Developers and agents
- [For developers: a checked record your agents can read](https://www.selfirm.com/developers/): Selfirm’s plan for agent access: read a founder’s checked record through MCP, propose actions for approval, and never hold the keys to money. A design in progress.
- [The permission model for AI agents](https://www.selfirm.com/developers/permissions/): How Selfirm plans to bound agents: zero permissions by default, grants tied to scope, actions, party, budget and period, a deterministic check on every call, and no financial writes.

## Who it is for, tools and company
- [Company-of-one inventory: what you hold, and in whose name](https://www.selfirm.com/tools/company-inventory/): A checklist of everything a one-person company usually holds: entities, accounts, domains, developer and social accounts, subscriptions, contracts and filings, with the questions to ask of each.
- [Bookkeeping for a foreign-owned US LLC, from your statements](https://www.selfirm.com/for/foreign-owned-us-llc/): You live outside the US and sell software through a US LLC or a merchant of record. Keep the LLC’s money apart from yours and have the 5472 transactions ready.
- [One view of your companies, investments and accounts across countries](https://www.selfirm.com/for/cross-border-founders/): A company or two, brokerage accounts, banks in several countries and currencies. Selfirm reads all their statements, checks them, and keeps each party’s money apart.
- [Design partner programme](https://www.selfirm.com/design-partners/): We are looking for 5–10 cross-border founders to use Selfirm on their real records for 2–3 months and shape what it becomes. We do your first import with you.
- [Security and privacy](https://www.selfirm.com/security/): How Selfirm is built to be trusted with your financial records: no bank credentials, no ability to move money, AI that suggests but never writes, and your data kept apart.
- [About Selfirm](https://www.selfirm.com/about/): Selfirm is the headquarters of a company of one: a trusted record of what a founder and their companies hold, owe and must do, for them and their AI agents.
- [Roadmap](https://www.selfirm.com/roadmap/): What Selfirm does today, department by department, what comes before general availability, and what comes after. Updated as things ship.
- [Privacy notice for this website and the waitlist](https://www.selfirm.com/legal/privacy/): What this website collects (very little), what we do with waitlist answers, and how to have them deleted.
- [Form 5472 checker](https://www.selfirm.com/tools/form-5472-checker/): whether a foreign-owned US LLC has to file, and which transactions to report

## Institution library
- [Bank of China statements: how to download them and turn them into clean data](https://www.selfirm.com/institutions/bank-of-china/)
- [Bank of Communications statements: how to download them and turn them into clean data](https://www.selfirm.com/institutions/bank-of-communications/)
- [China Merchants Bank statements: how to download them and turn them into clean data](https://www.selfirm.com/institutions/china-merchants-bank/)
- [China Merchants Securities statements: how to export them and turn them into clean data](https://www.selfirm.com/institutions/china-merchants-securities/)
- [CICC Wealth Management statements: how to export them and turn them into clean data](https://www.selfirm.com/institutions/cicc-wealth-management/)
- [Citibank Hong Kong statements: how to download them and turn them into clean data](https://www.selfirm.com/institutions/citibank-hong-kong/)
- [HSBC China statements: how to download them and turn them into clean data](https://www.selfirm.com/institutions/hsbc-china/)
- [HSBC Hong Kong statements: how to download them and turn them into clean data](https://www.selfirm.com/institutions/hsbc-hong-kong/)
- [HSBC US statements: how to download them and turn them into clean data](https://www.selfirm.com/institutions/hsbc-us/)
- [Interactive Brokers statements: how to export them and turn them into clean data](https://www.selfirm.com/institutions/interactive-brokers/)

## Guides and comparisons
- [Midday alternative: recovering your data after the shutdown, and how Selfirm compares](https://www.selfirm.com/compare/midday-alternative/)

## Optional
- [Sitemap](https://www.selfirm.com/sitemap.xml)